Paid v. Incurred

Why should the people who cause injury get the benefit of all the money you or your company has paid for your health insurance? That is what happens under the current law in Texas which allows defendants (i.e. drunk drivers) to get the benefit of having to pay only the amount of your reduced bills that your group coverage has contracted. The legislature realized the unfairness of this last session and changed the law, but Governor Perry vetoed the bill at the last possible minute so they could not take it up again. The same bill is before the legislature this session and hopefully the Governor will do the right thing and not protect the drunks and their insurance companies.